Banks and utilities are under attack by adversaries weaponizing AI against people, Information Technology (IT) and Operational Technology (OT). Digital Verity builds the communities, research, and products that enhance trust in digital infrastructure.
Every threat model ends at a person. A retiree who trusted a voice on the phone, a business that mailed a check, a town whose water system was locked out of its own controls. Americans reported $20.9 billion in internet-crime losses to the FBI in 2025, the most in its history. One in five adults was defrauded, and four in five never filed a report. Then in July 2026, attackers reached the controllers of more than 30 Minnesota water systems and operators watched control slip away, with households, schools, and clinics downstream with no way to know. It was the wake-up call for every small utility running on the public internet with no security engineer on staff. Digital Verity exists because those people are defended by institutions with the same obligations as the largest, and a fraction of the staff.
Scammers play the long game, calling week after week, until she trusts the voice on the phone more than her own bank. Americans over 60 lost $7.7 billion in 2025, up 59 percent in one year. More than 12,000 of them lost over $100,000 each, often from retirement savings that cannot be rebuilt.
A crew pulls a payroll check from a company mailbox, washes it, prints a stack of counterfeits, and pays a homeless man $150 to cash each one at a drive-through lane. He is the one on camera, and the one who goes to jail. The business had another $33,000 in forged checks queued against it when the run was stopped.
In July 2026 attackers reached internet-facing controllers at more than 30 Minnesota water systems, and the people running them watched control slip away. Downstream were households, schools and clinics with no way to know. Water and electric utilities were never built to be on the internet, and the grid is now extended to batteries, EVs and thermostats in homes the utility does not control.
AI has made impersonation and synthetic identity cheap. Instant and tokenized rails settle value in seconds, with no batch window to review it. Agentic AI runs at machine speed and does not rest, on both sides of the wall.
You can hold an employee accountable. You cannot fire an AI agent.
Utilities are putting Operational Technology on the internet and extending the grid to batteries, EVs and thermostats they neither own nor control, pushing the attack surface into homes.
After the Minnesota water-system attacks in July 2026, the FBI confirmed within days that utilities in at least seven states had been hit the same way, operators locked out of their own controllers. That is the tip of the iceberg.
Digital Verity exists to enhance trust in that world.
We bring together the people facing the same problem in a sector — financial services in one room, utilities in another — so the threat picture is shared rather than rediscovered one institution at a time.
Experiential learning for university and community college students through sponsored research, capstone projects and research collaborations with top-tier universities. Students take on real problems and make real decisions on work that ships.
Products built at the intersection of knowledge graphs, AI and digital assets, shaped by what the community and the research surface rather than by what is easy to build.
Fraud is moving faster than the institutions defending against it, and the fraud that will run on digital-asset rails has no incident history to learn from. Community banks are expected to catch it with a fraud team of two or three.
One graph of the bank's own data across fraud, cyber and AML. Investigators get one case with one timeline, graded and tagged to MITRE F3; the board gets a weekly report of actual loss against a limit the bank set in advance. Each bank runs its own instance inside its own confidential computing environment.
New Jersey is standing up a virtual power plant: hundreds of megawatts of customer-owned batteries, EVs and thermostats the grid can call on at peak. It is a genuinely new attack surface, and its security has not been worked out.
Unifies enterprise IT and the cyber-physical control layer in one context engine. Open-source anchored with no vendor lock-in, and every agent decision is written to an append-only cryptographic ledger.
Nearly four decades at Citigroup in technology, cybersecurity, data governance and board governance. In January 2026 he moved to incubating products at the intersection of cyber resilience and fraud forensics, and collaborating with universities for talent development.
Community banks, energy operators and research programs are all welcome.